You were the smart one. The gifted kid, the good student, the person everyone said would “go far.” So why isn’t the money there yet?
The Broke Genius is the book almost no one has the nerve to write: a sharp, honest look at why intelligent, educated, capable people so often stay stuck — and exactly how to break out. Because the truth is uncomfortable. The same traits that made you smart — overthinking, caution, the need to be right, the drive for perfect — are the very things quietly keeping you broke.
Across 14 hard-hitting chapters, wealth-psychology author Joe Giler dismantles the myth that intelligence creates wealth and hands you the mindset, systems, and 90-day plan to finally close the gap between how smart you are and how much you earn. No get-rich-quick fantasies. No recycled hustle-culture noise. Just the psychology of why brilliant people underperform financially — and the practical reprogramming that fixes it.
Inside this 30,000+ word playbook you’ll learn:
- Why high IQ and degrees don’t equal wealth — and what actually predicts it
- How “analysis paralysis” and perfectionism cost you real money every year
- The employee conditioning school installed in you — and how to unlearn the 40-year plan
- How emotional spending and the “ego budget” quietly destroy your net worth
- Why genius avoids the exact risks that build wealth — and how to fix your relationship with being wrong
- Why average-IQ hustlers out-earn geniuses — and the humble edge you can copy
- Concrete mindset-reprogramming tools, wealth systems, and a step-by-step 90-day escape plan
Every chapter ends with a “Test Your Knowledge” quiz so the ideas actually stick. If you’re tired of being the smartest person in the room and the most stressed about money, this is your wake-up call — and your way out.
Stop being a broke genius. Start being a rich one. Get your copy and read Chapter 1 tonight.
📖 Read a free sample: Download the 10-page preview PDF
Isaac Baker –
Finally a plain-English take on this – actionable from page one, no jargon walls.
Neil Lewis –
Worth way more than the price. Every chapter ends with something I can actually do. Highlighted half the book.
Robin Williams –
Gave me a clear roadmap instead of vague motivation. Already seeing small wins.
Victoria Hall –
Bought it skeptical, finished it a believer. The real examples make the ideas stick.
Marcus Delgado –
this one hit different. im the classic smart broke guy – degrees, high iq, always the smartest in the room and always stressed about money. the overthinking tax and perfectionism chapters called me out hard. the 90 day plan is actually doable. best 34 bucks ive spent.