Ever notice how you always end up back at the same amount of money — no matter how much you earn, save, or hustle?
That’s not bad luck. It’s a setting. Somewhere in your mind is a wealth thermostat — a subconscious financial set point that decides how much money you’ll let yourself earn, keep, and hold. Cross above it with a windfall or a raise, and you’ll quietly spend, lose, or sabotage your way back down. Fall below it, and you’ll scramble back up. It’s why lottery winners go broke and why your income keeps hitting the same invisible ceiling.
In The Wealth Thermostat, author Joe Giler shows you exactly how that setting was installed — and, more importantly, how to reset it for good. This isn’t budgeting or willpower (both fight the thermostat and lose). It’s the real psychology of financial set points — homeostasis, identity, exposure, and standards — turned into a step-by-step method to raise your ceiling permanently.
Inside this 33,000+ word playbook you’ll learn:
- What the wealth thermostat is and how to feel your own invisible income ceiling
- How family, culture, and early experiences set your number — and how to reset it
- The self-sabotage patterns that quietly drag you back to broke
- Why discipline alone never works long-term — and what actually moves a set point
- How to raise your financial “floor” so the whole system rises to meet it
- Identity, exposure, and environment shifts that recalibrate what “normal” money feels like
- How to keep the money once you make it — and build the $1M setting
- A 90-day recalibration plan to lock in your new permanent set point
Every chapter includes hands-on exercises and a “Test Your Knowledge” quiz so the reset actually sticks. Stop fighting your own thermostat. Change the setting — and your bank balance will follow.
Reset the number. Get your copy and start diagnosing your setting tonight.
📖 Read a free sample: Download the 10-page preview PDF
Jacob Jenkins –
Best money book I’ve read in a while. No hype, just a real plan I can execute.
Tara Walker –
Read this in a weekend and I’m already applying chapter 3. Clear, motivating, and genuinely useful – not the recycled fluff I expected.
Christine Baker –
Read this in a weekend and I’m already applying chapter 3. Clear, motivating, and genuinely useful – not the recycled fluff I expected.
Brian Harris –
Great structure – each chapter builds on the last. Learned a ton and stayed engaged.
Blake Adams –
Dense with value but never boring. I keep coming back to the checklists.
Mark Thomas –
Worth way more than the price. Every chapter ends with something I can actually do. Highlighted half the book.
Stephanie Price –
Finally a plain-English take on this – actionable from page one, no jargon walls.
Andre Whitfield –
this explained my entire financial life in one word – setpoint. i have made and lost the same money three times and never understood why until now. the raising the floor and identity chapters actually gave me a plan instead of just guilt. best money book ive read in years.